CSIS Insurance Services, Inc. Blog
The bigger your business is, the bigger your responsibility will be. Hiring more people is a good sign that your business is doing great. It means that you have the resources to pay for them and sustain them.
Though bringing more employees in your business is a good sign, you must know that you are liable for whatever happens to them. As an employer, you are mainly responsible for your people and protecting them and it should be part of your game plan.
As a form of protection, Workers Compensation Insurance or also known as Employers Liability Insurance is a must. To give you a background about it, here’s what you need to know:
Contractor’s insurance protects you from any huge and costly lawsuits filed if there has been property damage or any disturbance. It will serve as a security for your business or your contract in case there will be any accidents resulting in damages.
All contractors are advised to have their own contractors’ policy. In this way, they could protect the interest of their business.
Many insurance companies offer flexible terms for contractors’ insurance. Here are four coverages you can consider to get protected:
Among the common causes of accidents at the workplace are slips and falls. These result in injuries from mild to serious. Bruises, sprains, lacerations, head injuries, and broken bones are just some of the examples that workers could suffer from. The good news is, there are ways to reduce the risks of slips and falls in your business. Both of your employees and customers are going to be safe as you make the workplace environment free from these accidents.
Most contractors would not think about insurance until it is renewal time. This is their biggest mistake. Whether it is your fault or your insurance broker's, overlooking a detail of your insurance policy may lead to disastrous consequences. The worst would be having to end up paying too much. Here are some tips on how to handle insurance and workers comp for your company and your employees as well.
Whether your workers install a sprinkler or merely paint a section of the building, there are risks involved. When your group of workers face risks, you also endanger yourself at the same time. Contracting is not only extremely labor-intensive, it also carries with it a lot of physical dangers to your workers and liability risks to you as the employer.
Thus, as a contractor, you should know these tips on how to improve the safety conditions for your workers.
Employees are a company's costliest expenditure. Salaries and benefits cost more than any other section of a business. This is why high attrition rates are a death knell for a company. Consider this, a new hire would have to be trained at least 6 months to be able to replace an experienced employee.
If your job requires you to travel a lot, you may find yourself inside a car for long stretches. You can make the most of this by working in your car as well. Now, I certainly do not recommend you working on anything while you are driving. You should have your full attention on the road. What I mean is your car can be an office in between meetings or business appointments. Here are some useful tips if you are tired of the usual coffee shop stop and want to save on time and money.
When you think of workplace safety, you usually associate it to the industrial or construction industries. However, accidents can happen in any workplace. This is true even in an office environment. Although we cannot completely eliminate accidents, we can greatly minimize the chances of it happening. Workplace safety is very important. Here are some tips to help keep it as accident free as possible.
If you've always dreamed of running your own business, but refuse to stop working your job, it is possible to do both. There are many factors you will have to consider before you can even start. Balancing both worlds will be difficult. You owe your employment 100% dedication. At the same time, you need lots of work for a business to succeed. Here are some of the major considerations you will need to reflect on before you proceed.
If you are one of the many people chained to a desk everyday, it is difficult to stay fit. The hours of limited movement and sitting can do that to you. On a personal note, from the time I started an office job some 15 years ago, I almost doubled my weight. This led me to look for a new routine to not only lose weight, but also stay fit, even if you work a desk job. Here are 4 easy ways to help you keep the pounds off while at work.
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