As a business owner, you cannot help but be a little paranoid about everything that can go wrong.  It takes your blood, sweat, and tears to build your business.  You put everything at risk to ensure its success.  

Construction is a risky occupation.  Accidents can happen that can injure workers. Conditions in a worksite can lead to illness.  At its worst, these can even be debilitating and prevent them from future work.

Working as a contractor involves many risks.  It is a physically demanding job.  Everyday you work with potentially dangerous equipment.  There are certain factors and variables that you can not completely control, and that is all part of the job.  Because of this, it is always a good idea to get extra protection by getting a construction liability insurance policy.