​Being a contractor means being the boss of your own business. Given that you have the right skills and certification, you can enjoy its many benefits. The industry of freelance contractor is a booming one, as many companies today prefer to hire contractors than employ full-time employees. 

But, being a self-employed contractor comes with some challenges. You need to prepare yourself and know how to address each one of them.

​Business owners policy is the combination of commercial property insurance and general liability. A BOP is a cost-effective type of insurance that startups and small businesses can benefit from it. You can also customize according to the needs of your business. 

Many businesses choose to put them together instead of buying separate liability coverage and property coverage. A BOP is considered a great bargain of a package for small and mid-size businesses. 

Consult with your broker if your business is eligible for business owner policy insurance. Usually, the business revenue, location, size, and type determine whether you qualify or not.

​A recent survey has discovered that a staggering number of workers pointed their fingers in their current jobs for their weight gain. Those who have high levels of stress and those who sit for long hours at work are most likely to be plagued with obesity. 

Generally speaking, there are many reasons why your waistline is increasing due to your work. Here are some common culprits and how to address them properly:

​When you are running a business, you may be confused if you need commercial auto insurance when you already have standard auto insurance. However, commercial auto insurance provides your business with different benefits compared to a standard one. The protection it provides excee your personal auto insurance. 

Regardless of who is driving the vehicle, your commercial auto insurance can protect you and your business. So, while personal auto insurance comes with lower costs, the benefits of commercial auto insurance are all worth the cost. 

Here are some of the following benefits that you can get from it: