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    • Report a Claim
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    • Contact My Carrier
    • Online Documents
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  • Insurance
    • Commercial >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Contractors Insurance
      • Commercial Auto Insurance
      • Commercial General Liability Insurance
      • Commercial Property Insurance
      • Insurance Bonds
      • Workers Compensation
    • Personal >
      • Auto Insurance
      • RV Insurance
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Umbrella Insurance >
        • Landlords Insurance Quote >
          • RV Insurance Quote
  • About
    • Why Choose CSIS
    • CSIS Brochure
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CSIS Insurance Services, Inc. Blog

The Different Types of Business Owners Policies In 2020

11/22/2020

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If you plan to open up your own business for 2020, you have to get it insured right away. Business insurance is an essential tool that can help you protect yourself as a business person and your property from society's dangers.

However, one question remains: What kind of insurance can you get to offer vital protection for your own business down the line?
​
The answer is relatively simple. Find business insurance that can combine multitudes of policies in one bundle. In this regard, a business owner's policy can help you a great deal. Would you like to learn more? Go ahead and continue reading.

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Understanding Workers Comp Insurance and How It Affects Retired Employees

11/18/2020

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As employers, you are legally obligated to obtain Worker’s comp insurance policies for everyone who works for you. It gives the employer legal protection against lawsuits in case the employee incurs any injury in the workplace. It also allows the employee to get medical benefits and full compensation despite his condition in the hospital.

That being said, what if your employee reaches the retiring age? Does the Worker’s comp insurance policy still cover them? If the answer is yes, what types of injuries are still covered? Are there any limitations?
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Fortunately for you, the following paragraphs will be able to answer these questions and more. We hope you would understand how vital Worker’s comp insurance is for retired employees and how it will benefit them in the long run.

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Contractors Workers Compensation 2020: Here is all You Need to Know

11/13/2020

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​Contract worker’s compensation insurance or workman’s comp insurance provides coverage for damages (loss of limbs, emphysema, and more) inflicted at the workplace. It also covers the medical and rehab bills for workers to recuperate and return to work, liabilities, lost wages, and potential lawsuits.

Worker’s compensation rules vary per state—some states allow employers to self-insure, and others set a minimal amount of employees for coverage. Independent contractors need to get workers comp insurance for themselves, but a business owner may have to get one for them if they do not comply.

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An Overview Of Independent Contractors Insurance

11/5/2020

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​As an individual, different forms of insurance continuously save you from spending your life’s worth on new or recurring liabilities. Most contractors under companies may get employee protection from their employers. But the safety banner that insurance offers doesn’t exclude independent contractors. 

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CSIS Insurance Services, Inc.​
CA License #: 
0D80851
3315 Old Conejo Road
Thousand Oaks, CA 91320
(888) 501-2747​
Click Here to Email Us
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