CSIS Insurance Services, Inc. Blog
First things first, an entrepreneur is different from a technopreneur. An entrepreneur is someone who waits for an opportunity, so he can turn that chance into a product or something that can be sold; as for a technopreneur, he is someone who starts from scratch with nothing in his mind but only his concepts to establish something where he can earn. Typically, technopreneurs make use of the technology so they can formulate innovations to help the society.
If you are planning to start a business from zero, but you have a creative mind, start by being a technopreneur. Every enterprise comes from ideas beginning at the back of your mind. Below is a list of common traits of some successful technopreneurs.
Who needs Commercial Auto Insurance? Those who own a big company and have a company vehicle are the ones targeted by the policy. As your company grows, you are obtaining cars that are licensed under your company. Using company vehicles can help you deliver your products, for example. To ensure that the cost needed to maintain your commercial autos will not be a problem, you can cut costs for that department and get commercial auto insurance.
Whenever accidents happen on the road, with auto insurance, you will not encounter something problematic like getting a loan to compensate for your driver and your vehicle. Make sure the cars you are using in your business are insured so that you will not have financial problems in case the unexpected occurs.
Here are some tips on how you can save up on Commercial Auto Insurance:
Independent Contractors are a unique culture because they are effectively straddling the line between self-employed and small business owner. Contractors contribute significantly to the alacrity of the economy. However, contractors tend to have quite some risk involved when they go about their business.
Being an Independent Contractor is both liberating and risky. For some, this means that they own a small business that can be hired out to larger businesses or to private clients. However, not all independent contractors are small businessmen. Some are people who value their freedom and find the idea of an 8 to 5 job overly restrictive.
Others have a skill set that many companies want but they do not need enough of it to justify a full-time employee. For example, all companies, at some point, will need legal counsel. But unless the company is very large it is unlikely they will benefit from a full-time lawyer. Instead, a lawyer will probably have several clients all of whom are billed for only a few hours each.
Regardless, Independent Contractors are exposed to considerable risk and they must be careful not to get overdrawn. Here are some suggestions on how to lower the risks that come with being an Independent Contractor.
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