​You have a thriving business. May it be a flower shop achieving its goal of having a delivery van electric fleet or a demand for a second food truck due to enough social media ravings on your fusion tacos. One thing is absolute; however – you will need commercial auto insurance if you frequently use vehicles for your business.

​A BOP (business owner’s policy) is among the most common plans related to commercial insurance. Because of its high customizability, most specifications depend on your business. Find out the answers to frequently asked questions below.

A job-related injury or illness is something you would not like to happen. Great thing is that workers’ compensation coverage is mandatory to most employers. So it is your responsibility to make sure that your employer has you covered. As a worker, you must be properly informed to your advantage.
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There are a lot of factors to be considered in determining workers’ compensation eligibility. State laws may vary but there are consistent principles that are being followed. Let's take a look at the highlights of these eligibility requirements.

​Workers' compensation insurance is a policy that benefits those who suffer work-related injuries or illnesses. It is also beneficial for employers because they will not be shouldering the bills if any work-related injury occurs. Distinguishing Independent Contractors from an employee is crucial for an employer for determining who benefits workers' compensation coverage. However, the misclassification of employees is often intended by employers who want to avoid paying employment taxes. As employers, these misclassifications should be avoided because it will result in costly fines and penalties in the future.