​The packages of a business owner’s policy include commercial property and general liability. It becomes a single policy used to cover common risks of most businesses. Frequently, BOPs are more affordable and convenient compared to separately purchasing policies.

​A BOP (business owner’s policy) is among the most common plans related to commercial insurance. Because of its high customizability, most specifications depend on your business. Find out the answers to frequently asked questions below.

​With the flexible work schedules being preferred to 9 to 5 schedules, more young people are finding ways to gain profit outside their box. Because of these, freelance works, side hustles, as well as self-run enterprises, are becoming more popular among fresh graduates. Forge your path by starting any of these small businesses.

A Business Owners Policy (BOP) is a collection of different relevant policies for owners of small to medium-sized businesses. This type of policy offers all-in-one coverage for businesses, which simplifies the insurance that owners need for property and liability. Hence, if you are a small business owner looking for a comprehensive insurance plan, here are a few reasons why you should get a BOP:

​Business insurance may be able to provide adequate protection to you, but it can cost you a lot in premiums. Small businesses usually pay for liability insurance and BOP insurance ranging from $500 to $15,000. The best thing to do is to know how to reduce insurance costs by implementing these tips.

​BOP is short for business owner's policy, which bundles the different types of insurance coverage in a straightforward package. If you have a homeowner's policy, then this works the same way. BOP is intended for small to medium-scale businesses and businesses that face similar kinds of risks. If you are new to having a business owner’s policy and you want to learn more, check these essential BOP facts before you look for the best coverage.

While office trends change from time to time, what stays the same is the need to boost productivity by designing the optimal workplace. Know that it takes more than arranging the furniture and setting up some desks.

Here are the 5 ways to make your office more inviting and productive:

​A business owners policy can protect you in case of a lawsuit. Sometimes, it is inevitable that a business may face problems such as a customer slipping on your premises or damage to customer property. Certain factors that determine the amount of your coverage include your endorsements and policy limits. 

In general, the businesses that qualify for a BOP are those with a small footprint and have low risks. They usually combine property insurance and general liability insurance at a reduced price. You may qualify for a BOP if your business:

​Business owners policy is the combination of commercial property insurance and general liability. A BOP is a cost-effective type of insurance that startups and small businesses can benefit from it. You can also customize according to the needs of your business. 

Many businesses choose to put them together instead of buying separate liability coverage and property coverage. A BOP is considered a great bargain of a package for small and mid-size businesses. 

Consult with your broker if your business is eligible for business owner policy insurance. Usually, the business revenue, location, size, and type determine whether you qualify or not.

First things first, an entrepreneur is different from a technopreneur. An entrepreneur is someone who waits for an opportunity, so he can turn that chance into a product or something that can be sold; as for a technopreneur, he is someone who starts from scratch with nothing in his mind but only his concepts to establish something where he can earn. Typically, technopreneurs make use of the technology so they can formulate innovations to help the society.
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If you are planning to start a business from zero, but you have a creative mind, start by being a technopreneur. Every enterprise comes from ideas beginning at the back of your mind. Below is a list of common traits of some successful technopreneurs.