​Business owners policy is the combination of commercial property insurance and general liability. A BOP is a cost-effective type of insurance that startups and small businesses can benefit from it. You can also customize according to the needs of your business. 

Many businesses choose to put them together instead of buying separate liability coverage and property coverage. A BOP is considered a great bargain of a package for small and mid-size businesses. 

Consult with your broker if your business is eligible for business owner policy insurance. Usually, the business revenue, location, size, and type determine whether you qualify or not.

First things first, an entrepreneur is different from a technopreneur. An entrepreneur is someone who waits for an opportunity, so he can turn that chance into a product or something that can be sold; as for a technopreneur, he is someone who starts from scratch with nothing in his mind but only his concepts to establish something where he can earn. Typically, technopreneurs make use of the technology so they can formulate innovations to help the society.
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If you are planning to start a business from zero, but you have a creative mind, start by being a technopreneur. Every enterprise comes from ideas beginning at the back of your mind. Below is a list of common traits of some successful technopreneurs.

​Business owners need to be ready to wear a lot of different hats. You need to juggle running your company, taking care of the employees, dealing with your clients, and earning profit all while doing other business-related tasks. You can probably increase your productivity by putting in even more hours for the business, or you have to work smarter. While you can’t buy more time, you can try to accomplish more with the time that you already have and look for resources that can help you maximize it.

Here are four essential productivity tips that can help you find more ways to manage your business more effectively:

​Your company is expanding, and you need to hire new people. Time is of the essence, and you want to get the ball rolling to continue business revenue. After the interviews, receiving paperwork from applicants, and choosing new hires, you now face the problem of training them to become the best for your company.
 
The following are useful tips when managing inexperienced new hires:

​Brand reputation and your business’ image is hard to build. You must have spent a fortune and even a lifetime building whatever you have right now; hence, protecting it must be on top of your objectives and goals. More so, security and safety is a must, not just in your workplace, but also with your brand.
 
A brand is a name you carry that others recognize. Athletes, celebrities, executives, and known people in different industries, take good care of their names and even get a policy or coverage for such. So, if you are also after protecting your brand image, here are some tips on how you can do it effectively: