If you choose to work as an independent contractor for any company, you have to know your rights when it comes to getting ensured. It will help you protect yourself from any financial repercussions as well as physical damage or litigation that you might incur because of any accidents that might have been in the workplace.
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Here are five essential points that you need to know about independent contractor insurance and your legal rights when it comes to worker protection. 

​Running a business is like running a family, you have to take care of all its members and make sure that no harm comes near them. What if as you run your business, one of your company cars got into an accident with your employees and goods inside of it? How will you handle it? 

Commercial Auto Insurance is a liability and physical damage protection for your vehicles that you solely use for your business. Thinking it might be another unnecessary expense for the company? Here are some benefits of getting commercial auto insurance: 

​Being a good employer has its benefits from dedicated and loyal employees to fulfilled services and happy customers. But wanting these results is not as easy as counting, you need more than wishful thinking to get what most employers dream of. If you want to harvest these kinds of benefits, learn first to become a good employer. 

Because of the steady rise of COVID-19 victims all over the world, workers’ comp insurance companies have been working overtime to mitigate their policies to accommodate the need for financial aid due to COVID-19.
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As both an employer and an employee, one can ask how COVID-19 affects workers' compensation insurance in general. Are there changes to the existing policies already? Am I still covered? Read the next few paragraphs below to know the answers.

As an independent contractor, you will surely be able to get many benefits. From having your schedule to getting to earn the entirety of your money without percentage cuts, it is one of the best ways to do business primarily in the construction industry.
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However, you have to wonder if you will be eligible to apply for any insurance policy. While you may be suitable for some, there are certain limitations to the kind of insurance policies that you can get.

​When was the last time you visited your policy and read every single clause? There might be loopholes in your policy that may be a hindrance to not get the most out of it. So we'll walk you through the things you need to know to take advantage of your contractor's insurance.

​Workers' compensation policy is meant to protect the workforce of a business. Businesses must have this kind of insurance to give aid to those who will be met with an accident while on the job. But it is not an excuse for employers not to do their job in maintaining a safe workplace.  

​The packages of a business owner’s policy include commercial property and general liability. It becomes a single policy used to cover common risks of most businesses. Frequently, BOPs are more affordable and convenient compared to separately purchasing policies.

​Employees receive benefits from workers’ compensation insurance for injuries that happened on the job. The majority of states deem it mandatory coverage. Therefore, the law obligates several businesses that have workers as employees to buy workers’ compensation coverage.

​You have a thriving business. May it be a flower shop achieving its goal of having a delivery van electric fleet or a demand for a second food truck due to enough social media ravings on your fusion tacos. One thing is absolute; however – you will need commercial auto insurance if you frequently use vehicles for your business.