3 Tips For Claiming Your Worker's Compensation

​Before beginning your tasks as a worker, you have had an agreement with your employer that you will get medical benefits and wage replacement if ever you get involved in an accident at work resulting in physical injury. This, however, came with a condition. After signing the agreement, you give consent against suing your employer for negligence that can potentially occur in the company. While worker’s compensation is indeed mandatory for companies, there are procedures on how to claim it.

1. Report The Injury To Your Supervisor The Moment It Happens 
   Worker’s compensation can have slight variations depending on where you work and what your job classifications are. In line with that, it is crucial that you report an injury as soon as it happens since one qualification of worker’s compensation claims is that you must be injured or wounded before you are entitled to it. 
   
   On a side note, you could also be sued for lying about a supposed injury for the sake of claiming your worker’s compensation.  Once the wound heals, it is going to be difficult to prove that you did have an injury and is entitled to your worker’s compensation. 
   
   
2. Complete The Paperwork 
   Every state has a pretty strict compliance policy when it comes to filing one’s worker’s compensation claim. 
   
   After completing your paperwork, you need to convince your employer to the same as well. He has to provide his complete documentation of your “First Report of Injury.”
   
   Not only does this form need to be complete, but it also needs to be precise and in detail. So, after your employer fills in all the details, you need to check it twice to make sure everything is accurate. Apart from that, your employer also needs to provide you with all your records.
   
   
3. Seek Medical Attention Immediately
   The first step in claiming your worker’s compensation is convincing the company that you did have an accident. Secondly, you also need to prove the same thing to the insurance company. 
   
   You would need to have sought medical attention for that to happen. Try to provide them with a written prescription from the doctor. You also need to get everything the doctor says about the injury in writing. Apart from making you a more credible candidate for worker’s compensation, it will also allow you to provide the insurance company a timestamp of when the injury took place. 

It’s never fun to get hurt on a job, but it’s comforting to know that you’ll have some money enough to accommodate speed recovery. Claiming your worker’s compensation isn’t a walk in the park, but as long as you follow our tips, you should be in a good position for the claiming. 

At CSIS Insurance Services, Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 501-2747. Get your free quote today by CLICKING HERE.