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CSIS Insurance Services, Inc. Blog

4 Easy Ways to Cut Cost in Contractor's Compensation

8/12/2019

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​Preventing injuries is the best way to reduce the contractor’s compensation cost. Let your employees involved in identifying work practices that are hazardous and harmful. A good insurance provider offers advice to business owners to establish and maintain a safe workplace.  Accidents happen anytime unexpectedly even with precautions taken. Reducing workers compensation also means reducing risks so here are a few tips on how to cut cost on compensation.
Select Workers Suitable for the Job
Always be right on your job posting. Put up an advertisement with a detailed and accurate job description. If you are looking for someone with experience, make it a point to list how much work experience you require. The more specific you’re job ad, the more you prevent unqualified applicants. 

Carefully review and list qualified candidates. Request them to have medical testing to check if they’re permitted and suitable for the job. Also, provide a written policy that ensures every employee get informed about the company’s system and protocol.

Develop Good Employer-Employee Relationship
Employees enjoy working in a pleasant environment. Establishing a good relationship between employee and employer may help both being open in talking about workplace safety. 

Providing training especially to new hires may reduce the risks of accidents and injuries which may help in lower the worker’s compensation. Promote safety as the top action that employee and management instill in the workplace. Do not let security be part of meetings only but part of the routine responsibility of every staff. 

Prevent Injury from Workplace
Include hazardous signs and labels on areas staff can easily see. Make it visible and, if necessary, include images that may help them quickly understand the precautions. 

Ensure Prompt Treatment to Injured Employee 
In case there’s an accident involved in the work area, never forget to document accidents thoroughly. Keep a logbook where the statement of injured employee listed and the accident details. Respectfully communicate with injured workers and their family. Call them at least once a week to know how they’re doing. Letting them know you’re concerned about their health reduces the risk of lawsuits filed and increase the number of workers to return to work. 

Preventive measures and responsible actions reduce contractors workers compensation risks will provide a healthy and safer environment that’ll benefit both the employee and the business itself. 

At CSIS Insurance Services, Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 501-2747 or Click Here to request a free quote.
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