CSIS Insurance Services, Inc. Blog
There are unexpected accidents that occur at work. Companies that employ people doing hard labor like landscaping, plumbing, and lifting materials are more prone to mishaps. However, almost all states require businesses to obtain Workers Compensation Policy for their employees to operate legally.
Definition of Workers Compensation Insurance
Workers Compensation is coverage that insures the employee when injury, disability, or mishap happens while doing their job. It is a legal contract mandated by the state to protect the employer as well as the employee. Workers Compensation provides medical and wage benefits for the employee. Death benefits for the dependents are also included.
Importance of Workers Compensation Insurance
Aside from being a state requirement to operate, having Workers Compensation will save the business from incurring liability and suffering damages. Employees are also given protection from losing their income and job. It also protects the business from shelling out company money to pay for an accident or injury.
What the Workers Compensation Insurance Covers
Listed here are five things the Workers Compensation Insurance Policy covers that employers and employees should know about:
Getting Workers Compensation for a business ensures all parties are secured and protected from any damages. It will also save the company from having to deal with lawsuits and expenses unrelated to business.
At CSIS Insurance Services Inc., we do our best to make sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 501-2747 or Click Here to request a free quote.
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