CSIS Insurance Services, Inc. Blog
Whether your workers install a sprinkler or merely paint a section of the building, there are risks involved. When your group of workers face risks, you also endanger yourself at the same time. Contracting is not only extremely labor-intensive, it also carries with it a lot of physical dangers to your workers and liability risks to you as the employer.
Thus, as a contractor, you should know these tips on how to improve the safety conditions for your workers.
Follow safety laws.
It is not enough that you have insured your employees or you have advised them about safety. What you need is a safe, low-risk environment as your workplace. Wherever your workers do their job, make sure that occupational safety laws are followed. There must also be an easy way to report concerns just in case of emergencies.
You must also see to it that fall protection systems are in place in order to protect your workers in case they slip. There must be guardrails, fall arrest systems as well as safety net systems. There must also be protection from falling into elevator shafts. Aside from these, there must be an able and qualified person to design and assemble the scaffolding and to inspect the ladders at least a day before.
Hire properly-trained workers.
It is your responsibility as an employer to hire only workers with certification and proper training in their field. For example, your should not substitute an electrician with a bricklayer. Serious consequences will result if you hire people to do work that they are basically not good at.
If you want your employees to be safe, you should hire a competent person to provide training for them. Topics to be included in the training program must include fall hazards, inspection and maintenance of accident prone areas, as well as the use of fall protection systems. Aside from this, you should also keep your certification records updated, and make sure that old employees should be retrained.
Have workers wear protective gear.
Make sure that your workers are always required to wear safety gear all the time. These include hard hats, boots, masks, clothing or other useful gear. Never allow anyone into the contracting property if he has not changed into the proper gear. Moreover, require an efficient reporting system in case there are accidents.
Isolate injuries and damages.
In case an employee has been injured or something has been badly damaged, isolate the incident immediately. Document the events surrounding the incident. Work with the employee as well as your medical and legal counsel in case the injury is too much for you to handle.
Get contractors insurance.
When you have to protect your employees, you have to get the right contractors insurance. The right working conditions plus insurance can indeed help you protect the integrity of your business. This is because safety practices will never be able to protect your business in the long run.
With the workers' compensation insurance, you can get protected when your employee gets sick or injured while on the job. This insurance can handle the treatment expenses of your employee. The E&O or errors and omission insurance will also come in handy in case your employee has provided bad service or errors to your clients.
It is not easy to own a construction firm. Protecting your workers is always your duty. If you do not take care of your workers, it will eventually put your company's name in trouble. Make sure that you provide the right contractors insurance for your workers and you provide a safe environment for them.
Insurance is what protects us from accidents and other unexpected and unfortunate circumstances. At CSIS Insurance Services, Inc, we put our clients first by offering them policies that they can afford. Learn more about our products and services by calling our agency at (888) 501-2747. You can also request for a free quote by CLICKING HERE.
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