Does Workers' Compensation Cover Workplace Violence?

​If a worker has an accident on the job, workers' compensation will pay for their medical expenses and compensate them for a percentage of their lost income. It is not always evident if the worker's employment was to blame for an injury, especially when it comes to injuries such as those caused by violence.

What Is Workplace Violence?
Violence in the workplace is defined as any act or risk of violence, assault, coercion, or any other inclination to throw behavior in the workplace.

• Threats made orally
• Assault with a weapon
• destruction of property
• Also, homicide is possible in some instances.

When Is Violence Work-Related?
Victims of violence at the job, such as those sustained by law enforcement officials, are sure to be eligible for workers' compensation.

Michigan Work Injury Law
Injured employees in Michigan are protected regardless of who is to blame. Workers' compensation pays for all medical expenses and lost wages. In exchange, the employer is shielded from legal lawsuits, and an employee must be at work for work injury compensation to apply.

1. Does workers' comp cover employee violence?
   Workplace violence is multifaceted. In most situations, it all starts with a workplace dispute. If the violence occurs due to one's employment, it is covered under Michigan workers' compensation.
   
   
2. Are robbery-related injuries covered?
   Robberies are a kind of workplace violence. Injuries to the body, mind, and spirit are not uncommon. Michigan's workers' compensation covers robberies since it pays for bodily and emotional harm.
   
   
3. Does workers' comp cover client violence?
   Workers' compensation in Michigan includes workplace violence perpetrated by customers. An unhappy customer or client might, for example, verbally abuse a worker doing their job. Her claim for workers' compensation payments was successful since she was employed at the time of the accident.

Intentional Tort Lawsuits With Acts Of Violence Cases
Workers' compensation in Michigan includes workplace violence resulting from an employee's job, but physical aggression may also be considered an intentional tort in some instances. Workers' compensation may not apply if the employer commits violent behavior.

Final Thoughts
Obtaining workers' compensation benefits requires comprehensive documentation that your injuries were caused by violent conduct at work. If you want to get the workers' compensation payments you're entitled to; you'll need to contact a workers' compensation expert.

At CSIS Insurance Services, Inc., we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We will go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 501-2747 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!