CSIS Insurance Services, Inc. Blog
A contractor’s insurance is most explored when an employee is moving from permanent employment to contractual employment. This option may be due to reasons like more significant opportunities outside the current workplace, establishing own business, taking higher study, and many others. This way, they could still have employment protection while engaging to their passion.
There is nothing wrong with taking the contractor option for employment no matter what your personal reason is. You just need to be aware of the things you still have the right for or you need to further know about being contractual; thus, protection is essential.
To Have And Maintain Your Steady Income
Contractor’s insurance can cover your expenses like mortgage, bills, and utilities at a minimal cost. In case you were not able to work because of illness, the death of a loved one, or any emergency that will prevent you from doing your job, the insurance can cover for you.
In case your employer terminated your contract because of the reasons mentioned above and did not accept your explanation even with pertinent back-up documents; with your insurance, you can sue the company without much expense from your end.
To Protect Your From Lawsuits And Legal Hassles
In some cases you meet an employer that is not the usual type and accuses you of mistakes and eventually into a lawsuit, the contractor’s insurance can protect you. It is not necessary that you will have a legal cover up for that matter, but you should also back-up the claim with your testimony.
The insurance will help you face legal battles and answer legal fees that you need during the settlement decision or trial. This way, you do not have to worry about paying piling fees because you have insurance to back you.
To Woo Away Your Burdens
As a contractual employee, your benefits could be far less compared to permanent or regular ones. If you have insurance to cover you, then it is a lot more convenient from your end. Thus, it will bring you peace of mind. When working, stress is inevitable, but always remember that you can do something about it.
Contractual insurance is a form of risk management tool that aims to protect your career, your image, and your income. If you have queries, it is better to have an agent that you can ask.
At CSIS Insurance Services, Inc., we work hard in making sure that our clients are well-protected with policies that they can afford. To learn more about how we can help you, please contact our agency at (888) 501-2747 or Click Here to request a free quote.
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