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CSIS Insurance Services, Inc. Blog

Solutions to 4 Common Problems with Contractors Insurance

9/25/2019

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​Whether big or small, contractors face all sorts of problems from one project to another. That becomes the quintessential problem with all construction projects. A neophyte painting contractor or a general contractor with 20 years of experience will face the same risks. Despite getting contractors insurance, there are challenges. Here are five problems that you may encounter with contractors insurance as well as the recommended solutions.
Lack of Skilled Workers
One of the biggest problems that the construction industry is faced with is that there are not enough skilled workers despite a growing demand for labor. There are not that many younger people taking up vocational trades. Moreover, while millennials are not getting into a career in construction, most of the existing workforce is nearing their retirement years. One solution to this is mentoring services for high school and college graduates who want to work as well as for those already working. You may also seek help from construction staffing agencies if you need ready workers. 

Lack of Communication
Lack of communication in any form may cause a project to stall for a long time. The answer to the problem of lack of communication is technology. Get everyone working to have smartphones or at least anything reached by an email or a text message. You may use construction technology apps if you want to organize your monitoring of a particular project. This can reduce all speed bumps and slowdowns.  

Unreliable Subcontractors
Some subcontractors are untrustworthy. If you need to save on a sub, then check out with reliable materials suppliers and vendors, especially those that you have been your regular business partners through the years. These people have great recommendations on who can be reliable subs. Also, perform a thorough check of sub’s licenses. They should have general liability insurance with them. 

Constantly Changing Regulations
Make sure you are updated with the latest federal, state, or country regulations. In fact, city regulations can also change. Stay on top of these by following industry blogs and the most recent publications. Give yourself one or two times a week to catch up on all the changed regulations so that you can stay compliant.

Some Final Words
No contractor is spared from the challenges. However, as long as you know what to do with your business, then you can maximize the benefits of your contractors insurance. Take good care of your business, and your insurance policy will take better care of you.

At CSIS Insurance Services, Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 501-2747 or Click Here to request a free quote.
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