CSIS Insurance Services, Inc.
  • Home
  • Quotes
    • Cyber Insurance Quote
    • Contractors Insurance Quote
    • Workers' Compensation Quote
    • Business Insurance Quote
    • Commercial Auto Insurance Quote
    • Business Owners Package (BOP) Insurance Quote
    • Course of Construction Quote
    • Inland Marine/Tools/Equipment Coverage Quote
    • Commercial Umbrella Insurance Quote
    • Commercial General Liability Quotes
    • Commercial Property Insurance Quote
    • Surety Bond Quote
    • General Liability Insurance Quote
    • Trucking Insurance Quote
    • Commercial Building Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Certificate of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Cyber Insurance
    • Contractors Insurance
    • Workers' Compensation
    • Business Insurance
    • Commercial Auto Insurance
    • Business Owners Package (BOP) Insurance
    • Commercial General Liability Insurance
    • Commercial Property Insurance
    • Surety Bond
    • General Liability Insurance
    • Trucking Insurance
    • Commercial Building Insurance
  • About
    • Why Choose CSIS
    • CSIS Brochure
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Helpful Links
    • Accessibility Statement
    • Blog
  • Contact
  • Home
  • Quotes
    • Cyber Insurance Quote
    • Contractors Insurance Quote
    • Workers' Compensation Quote
    • Business Insurance Quote
    • Commercial Auto Insurance Quote
    • Business Owners Package (BOP) Insurance Quote
    • Course of Construction Quote
    • Inland Marine/Tools/Equipment Coverage Quote
    • Commercial Umbrella Insurance Quote
    • Commercial General Liability Quotes
    • Commercial Property Insurance Quote
    • Surety Bond Quote
    • General Liability Insurance Quote
    • Trucking Insurance Quote
    • Commercial Building Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Certificate of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Cyber Insurance
    • Contractors Insurance
    • Workers' Compensation
    • Business Insurance
    • Commercial Auto Insurance
    • Business Owners Package (BOP) Insurance
    • Commercial General Liability Insurance
    • Commercial Property Insurance
    • Surety Bond
    • General Liability Insurance
    • Trucking Insurance
    • Commercial Building Insurance
  • About
    • Why Choose CSIS
    • CSIS Brochure
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Helpful Links
    • Accessibility Statement
    • Blog
  • Contact

CSIS Insurance Services, Inc. Blog

What Is Hired Auto Liability Coverage?

6/13/2022

2 Comments

 
Picture
​Many non-owner-operated businesses rely on non-owner-operated automobiles for work. You'll encounter dangers on the road, whether you're renting, leasing, or borrowing an automobile for business purposes. HNOA (hired and non-owned auto coverage) can assist you in this situation.
Types of coverage offered by HNOA
Hired and non-owned auto coverage, as a sort of small business insurance, can assist in the payment of compensation for property damage or bodily harm caused by your company to someone else in an accident. 

Hired Auto Coverage
Hired coverage is when you or your workers drive a rented, leased, or borrowed automobile for work; you and your employees are covered.

Any car that you hire, rent, or borrow is referred to as a "hired auto." You'll require hired auto insurance, which covers both automobiles and trucks. Hired auto insurance can assist pay for your liability expenses if you or your employee are involved in an automobile incident while operating a hired, rented, or borrowed vehicle for business.

Hiring auto insurance is generally less expensive than a business auto policy or a business owner's (BOP) policy. If you and your staff rent automobiles even a few times a year, you should consider purchasing hired auto insurance.

Non-Owned Auto Coverage
If a car you haven't leased, hired, or rented is driven for your company and is involved in an accident, non-owned auto coverage protects you from liability.

Suppose your staff, for example, drives a personal car to work and collides with another vehicle. In that case, your non-owned auto policy may be able to assist cover the cost of the other person's vehicle if the expenses are greater than the employee's auto coverage. This insurance can also assist your company in paying for medical bills if they subsequently sue you for them.

Bottomline
Getting a Hired Auto Liability Coverage is necessary if your company leases or borrows vehicles for work or if your workers use their automobiles for work.

It can assist you in reimbursing you for any property damage caused by your rental vehicles while they are being utilized for your business. It also covers your company's cars if they injure another motorist in a car accident and cause physical harm to another driver.

At CSIS Insurance Services Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 501-2747. Get your free quote today by CLICKING HERE. The coverage discussed in this article is not guaranteed. Please call our agents, we are happy to help you learn more about your plan and make sure you have the coverage you need.
2 Comments
Eli Richardson link
11/3/2022 09:50:50 am

My sister wants to rent a car when she goes to a corporate retreat next month, so since she's never rented one before, she'd like to know more about the type of insurance she'll need. I'm glad you elaborated on auto liability coverage and how a rented car must have liability coverage to make sure your business is protected against financial distress, so I'll make my sister gets this immediately.

Reply
Zoe Campos link
1/31/2023 02:09:01 am

It's interesting to know that hired auto coverage is the term used for any car that is either hired, rented, or borrowed. I can imagine how this blog would benefit those who need a car. Maybe I should look into auto liability insurance in case I'll need it in the future.

Reply



Leave a Reply.

    Contact Us

    (888) 501-2747​
    3315 Old Conejo Road
    Thousand Oaks, CA 91320​
    Click Here to Email Us

    Archives

    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    Business Owner Insurance
    Business Owner's Package (BOP) Insurance
    Commercial Auto Insurance
    Commercial General Liability Insurance
    Commercial Property Insurance
    Contractors Insurance
    Cyber Insurance
    FAQs
    Financial
    Insurance
    Local
    Safety
    Workers' Compensation Insurance

    RSS Feed

California License Number: ​0D80851

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

CSIS Insurance Services, Inc.​
3315 Old Conejo Road
Thousand Oaks, CA 91320
(888) 501-2747​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash